Systematic Selection
Employment
We invest in metro areas with a diversified economy and overall job growth above the national average. Our target metric is 2% annualized job growth over a minimum 10 year period.
Wage Growth
We invest in metros with a high degree of wage growth. Our target metric is 1.5% annualized household income growth over a minimum 20 year period.
Population Growth
We invest in metros where the population is steadily increasing. Our target metric is 2% growth per year over a minimum 20 year period.
Crime in Decline
We invest in metros with a declining crime rate and avoid neighborhoods and pockets with a higher than average crime rate. Our target metric is areas with a total crime index below 500 and a crime rate that is in decline.
Home Value Appreciation
We invest in metros with higher appreciation in both residential and commercial assets. Our target metric is 2% growth per year over a minimum 20 year period.